The Northwest Chapter of the Turnaround Management Association hosted a presentation by Jon Woloshin of UBS. A proud and fast-talking New Yorker, Mr. Woloshin’s conclusions, with some well supported analysis, were not to trust short term data, that the bulk of foreclosures still have not been dealt with, and that hyper-mobile Gen Y 20-30-somethings are more likely to delay or not ever purchase housing.